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While some scratchie cards may represent legitimate lotteries or competitions, you should be extremely suspicious of any scratchie card that requires a payment to claim a prize.

Instead, they may ask their victim to cash money orders or cheques and wire them the proceeds.

The scammer may request bank details and photo identification.

In some rare cases you may be asked to travel overseas to collect your winnings.

Many people around the world have been duped into sending money to Internet fraudsters posing as would-be girlfriends or boyfriends.

In many cases, the victim will not only have lost out financially, but will also be left broken-hearted and thoroughly disillusioned.