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This rating is not influenced by payment considerations."Credit-Land.com’s experts evaluate each card presented at using several criteria (e.g., interest rates, fees, benefits, rewards programs, and customer service) in order to help you choose a card that’s right for you.This rating is not influenced by payment considerations."This ranking expresses the Credit-Land.com’s experts’ honest opinions, beliefs, and experiences with credit card products offered at While receives compensation from most credit card issuers whose offers appear on the site, this ranking is NOT influenced by payment considerations."Credit-Land.com’s experts evaluate each card presented at using several criteria (e.g., interest rates, fees, benefits, rewards programs, and customer service) in order to help you choose a card that’s right for you.This rating is not influenced by payment considerations." Apply for a credit card for people with no credit history.Here are some benefits that come from using a credit card: A credit card is a convenience worth having, but it can also be a headache and a detriment to your financial future if you do not abide by the terms and conditions or you max out your available credit. Recently I have been helping my adult children and have been looking to buy another house, being willing to delve into credit to get the 2nd house for one of my children.For the last 10 yrs or so I had decided to live without credit and paid cash for everything I wanted including buying my house and card. Initially bank offered me more than triple what I was asking as my collateral is good.Check out our Credit Card Reviews and Recommendations with over 130 cards to choose.

Note: If you do decide that now's a good time to get a credit card, it's very important to shop around.But again, shop around for the best deal just like you would for anything else.Credit Karma's Credit Card Reviews is a great place to start.I know this deal has been around for some time, but reader Peter asked why we’d never covered it and I realized I didn’t really have a good reason and it seems like it could be very useful for at least some readers.If you’ve already set this up, please share your experiences with other readers.

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